Micah Bowie, Player Benefits, and Another Front in Labor’s Fight
The deepening cold war between Major League Baseball and the MLB Players Association has touched on topics ranging from shoes to minor league pay to free agency. What it hasn’t garnered as much attention are player benefits, such as pensions and healthcare.
There’s a popular misconception that any professional baseball player who spends even one day on a major league roster will receive free health care for life. In reality, that’s not true. Instead, what one day of service gives you is the right to buy into a healthcare plan, which isn’t really the same as free, comprehensive coverage. A player’s eligibility for health and pension benefits is tiered, and depends on how much time the player spent on a major league roster, how much service time he accrued, and can even be a matter of which years he played, as different benefits are available to different eras of players. Different plans carry different co-pays and have varying coverage maximums.
In other words, this isn’t that dissimilar from any other employer-based health insurance system. But playing baseball isn’t like other employment, and that can lead to trouble for former players.
The Major League Baseball Players Association has, throughout its history, done a poor job securing benefits and pensions for its members and their families during collective bargaining negotiations. Read the rest of this entry »